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How to use MTN Mobile Money for the Ghana Cedis side of an RMB payment, and what happens on the China side afterwards.
If MTN Mobile Money is your everyday wallet, it makes sense to use it for the Cedis half of an RMB transaction. You pay Ghana Cedis from your MTN wallet; ELITE RMB handles the RMB side and delivers it to the recipient account you specified.
One point is worth being clear about, because it is commonly misdescribed elsewhere: MTN Mobile Money and Chinese payment platforms such as Alipay or WeChat Pay are separate systems and do not connect to each other directly. There is no button that moves MoMo into Alipay. What actually happens is two steps — you pay Cedis by MoMo, and ELITE RMB delivers RMB to the recipient.
| Side | What happens |
|---|---|
| Your side (Ghana) | You send Ghana Cedis from your MTN Mobile Money wallet to the details in your dashboard, quoting your transaction reference. |
| ELITE RMB | Your payment is verified and matched to your transaction, and the RMB amount is prepared at the rate locked to that transaction. |
| Recipient side (China) | The RMB is delivered to the recipient account you specified — for example a Chinese bank account, Alipay or WeChat Pay. |
Because these are two distinct steps, the recipient account does not need to be an MTN account and could not be. The MTN wallet is only on your side of the transaction.
Yes. MTN Mobile Money can be used to settle the Ghana Cedis side of an ELITE RMB transaction. You select Mobile Money as your funding method, submit your transaction, and pay your Cedis to the details shown in your dashboard.
No, and ELITE RMB does not describe it that way. MTN Mobile Money and Alipay are separate systems that do not connect directly. What happens is that you pay Ghana Cedis from your MTN wallet, and ELITE RMB separately delivers RMB to the recipient account you specified — which may be an Alipay account.
Submit your transaction first so you have a transaction reference and the payment details. Then send your Ghana Cedis by MTN Mobile Money using that reference as the payment description.
You pay from your own MTN Mobile Money wallet to the wallet details shown in your dashboard. Keep your MoMo confirmation message as your proof of payment.
Contact ELITE RMB with your transaction reference, the MTN number you paid from, the amount and the time of payment. Those details let the team trace and match the payment.
You pay your supplier in RMB through ELITE RMB, funded from your MTN wallet. From your side it feels like a MoMo payment; from your supplier’s side they receive RMB. See the Chinese supplier payments page for what to collect from your supplier first.
Start a transaction to see the exact Cedis amount and RMB you will deliver.